Commercial Mortgages Direct Commercial Financing

Owner Occupied Property Financing

Loan Program Features $500K and up with no Maximum

Loan Terms Fixed Rates for 3mos 2yr, 5yr, 10 and 30 year fixed rates with 30 year Terms

Ammortization 15 - 30 years

Loan-to-Value up to 90%

Debt Service Ratio 1.20 or more

Closing Time 30 - 60 Days

Rate Lock Period 30-60 Days

Reserves Vary

Prepayment Options Flexible with Declining Fixed Prepays, Defeasance and Yield Maintenance (program dependent)

Recourse Some loans are non-recourse with the exception of required carve outs, others are vairous levels of recourse depending on LTV

Initial 3rd Party Fees $5,000 and up

Cash Out Refinancing Available

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Stated and Full documentation programs available nationwide for these Owner Occupied Commercial Loan Programs.

Standard Owner Occupied Loan Application

Stated Alt-A Owner Occupied Loan Application

Call 866-372-FLAT

Today for a list of documents required for Your Owner Occupied Commercial Loan Submission

Mortgage Calculator:

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3 Minute Executive Summary

Fast Response-Same Day Pre-Approvals-No Social Security #
No Point Loans - Professional Service - 30 Day Closings
Customer Service Contacts You Directly After Submission

PLEASE GIVE US AS MUCH INFORMATION AS YOU CAN, THE MORE
WE GET THE MORE ACCURATE YOUR QUOTE.

Property Information

*Purchase or Refinance:
*Property Value:
*Property Type:
*Loan Amount:
Loan to Value%:
Can you submit details today?:
*City, State:
Property Description and address:
Requested Rate:
Requested Closing Date?:
Number of Units:
# of Units Occupied:
Gross Income:
Expenses:
Net Operating Income:
Loan Terms Requested:
*Name:
Borrower Name:
*Contact Phone:
*E-mail:
Fax:
Contact Me When & How?:
Contact Mailing Address:
Interest Only Option?:
Low Closing Cost Option?:
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